Milni

February 27, 2012- we share with you a special engagment shoot with super creative photographs taken underground by InterFace Media Studios. Being a cold winter Sunday dated February 06, 2012, the couple decided to mix in some traditional flavors and some cool urban style staying warm indoors. Who says a e-session can’t happen in the winter?

Adding some color through their clothing and style, InterFace Media Studios captured some great shots which we share with you as a photo montage: 

The beginning of the New Year is a great time to plan for the future. Plan on how you will be able to earn more passive income this year than last year. Here are 3 tips to help you earn more:

1. Remain Focused

Ignore all the media noise about debt, high unemployment, and downturns. Do not jump from one strategy to the next. Stay focused on investing in quality dividend paying companies when they are undervalued.

2. Patience

Investing requires patience, in the short term stock prices go up and down, in the long-term history has shown that value stocks perform very well. This is why I teach in the Simply Investing course that any money you require in less than 5 years (to buy a house, car, or go on a trip) should not be invested in stocks. Investing in stocks requires a a long-term outlook.

3. Buy Low

Remember the saying “buy low, sell high”? Buy quality stocks when they are priced low (undervalued), this way you can maximize your profit. There is no point in buying any investment (mutual fund, stock, index fund, real estate) when it is priced high, you will never make any money on it or it will take decades to realize a small profit. How do you know when a stock is undervalued? Watch my webinar where I explain how to determine when a stock is priced low.

Kanwal Sarai, is the founder of Simply Investing, and on a quest to bring financial freedom to all. He created the Simply Investing Online Course on the belief that the world can be a better place if people didn’t have to worry or stress out about money. Simply Investing’s goal is to make investing easy, save you time, and help you safely earn more.

February 6, 2012 – we at Milni share with you on today’s Media Monday post the beautiful captures of an engagement photo session taken in Montreal’s Old Port. Ritu and Chris tied the knot this past summer in Montreal, Quebec. More photos and details to follow.

Zinfinity Photography | www.zinfinity.ca

 Don’t wait to start investing. The sooner you start the more money you will make.

 Once upon a time in a land far far away, two souls met for the first time at a Starbucks.  Rani, on her way home from the office, ordered an Espresso Macchiato. Raj promptly made the espresso and made eye contact for the first time with Rani has he handed over her drink across the counter. Five months later both got married and spent their honeymoon in Europe.

 Raj and Rani were the same age with the same birthday but very different other aspects. Raj was the impatient type, always wanting to “live large” and spending everything he earned. Rani was more patient and a visionary, she always thought long-term.

 Rani started investing at the age of 25, she invested $1200 each year and earned 6% annually. Raj ignored Rani’s advice and invested nothing.

 When they were both 45 years old, Rani had $44,143 in her portfolio, Raj had $0. Realizing his mistake Raj decided to start investing $2400 each year, double what Rani was investing so that he could catch up.

 Both Raj and Rani continued to earn 6% annually. On their 65th birthday Rani had $185,714 in her portfolio and Raj had $88,285 even though they each invested $48,000.

By waiting till the age of 45 to start investing Raj’s portfolio was $97,429 less than Rani’s portfolio.

 Rani retired and spent her days reading, and playing golf. Raj continued to work another 12 years.

 The power of compounding can really be seen here:

Rani started investing 20 years sooner than Raj, and over those 20 years her money started to compound. Here’s a quick look at the first 4 years of Rani’s portfolio:

The magic of compounding is this: each year Rani earns 6% but the 6% is calculated on the value of her portfolio which includes the interest she earned the year before. By the time Rani reached 65 years of age, her portfolio was worth $185,714.

The sooner you start investing the better off you will be. Time is on your side so take advantage of it. Even investing $100 per month (just like Rani) can reap big rewards.

Kanwal Sarai, is the founder of Simply Investing, and on a quest to bring financial freedom to all. He created the Simply Investing Online Course on the belief that the world can be a better place if people didn’t have to worry or stress out about money. Simply Investing’s goal is to make investing easy, save you time, and help you earn more.

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Being focused on fullfilling all of your dreams, today Milni ~ South Asian Wedding Directory announces their new division coming October 2011 – Milni Wedding & Event Planning. 

Wedding & Event Coordinators from Montreal, Toronto and Vancouver collaborate to bring to you Milni Wedding & Event Planning specializing in all aspects of Wedding and Event planning from the invitations to that 25th Anniversary Celebration!

The wedding planners of Milni Wedding & Event Planning work with you to turn your dream events into real unique events.

Stay tuned for more details!

For more information, please contact us at planner@milni.net

Once upon a time, my eyes feasted on a photograph of a modern bride and groom situated in the timeless splendor of Indian architecture. The unforgettable background was a 15^th century auditorium in a fort-palace known as Neemrana, now a heritage resort, located 118 km south of Delhi.  Incidentally, in a recent trip to India, I found myself in this very exact auditorium I had marveled upon years ago when I first saw this photograph.

Upon standing inside this regal, majestic fort-palace reminiscent of the Chauhan dynasty, one encounters a sense of ‘timelessness’ as hundreds of years of stories have unfolded in this royal venue. Alluring peacocks soar the Rajasthani horizon, while honey-colored passageways and tucked away rooms yearn to be explored – one wonders of this place as a potential wedding venue.

In the last decade, there has been a surge of North American couples seeking ‘destination’ weddings in exotic locales of Mexico, Cuba, Jamaica and the Caribbean islands. Alternatively, South Asia presents infinite possibilities to the ‘common’ exodus of matrimonial celebrations. India offers cultural diversity, an array of landscapes and architectural treasures. Most importantly India offers North American desis a sense of connection to their eastern roots.

As a Professional Photographer I aspire to merge people as foreground subjects in Indian backdrops, whether it is nature that lends itself in the form of the Pir Panjal mountains in Kashmir, beaches of Puducherry, backwaters of Kerala or the richness of the Red Fort in Delhi, bustling shops, busy Mumbai intersections or rickshaws that pepper urbanscapes, or fort-palaces with lavish backgrounds for those seeking extravagance. It is the juxtaposition of portraits in contrast with a background that adds another element to the story.  It tells us more about the couple – who they ‘are and what they value. If India resonates then begin to imagine the possibilities ‘India’ lends as a photographic background and unforgettable experience.

About the Author | Zehra Rizvi is a Professional Photographer and owner of Zinfinity Photography & Zehra Rizvi Photography. Visit Zinfinity Photography at www.zinfinity.ca & www.zehrarizvi.com

To learn about Neemrana Hotels visit www.fort-palace.neemranahotels.com

As a future bride, I was looking forward to the royal wedding and all its grandure.  How could you really escape it with so much media focus on it?  I guess when your dad wakes up 5am to watch it, you know it has to be something special!

And it was….William looked like a Maharaja and Kate like a breath taking Maharani…..well thats my brown perspective.

This wedding was probably every Desi  parent’s dream: An unlimited number of guests and a bride’s dream….An unlimited budget! Who are we kidding?! None of us will have a billion people watching our wedding nor  break any online viewing records BUT all of us will feel like a Princess on the big day.  

Instead of the royal guests, Prime Ministers, and the social upper echelon at our wedding, I’ll have Tarlok Singh and Gurmeet Kaur:- the upper echelon of my super traditional family attending my grand affair.  Kate and I do have some things in common.  Kate opted for a simple seamless wedding dress with a little sparkle but lots of class, which is not so different from what I would hope to wear on my wedding despite the traditional Indian wedding apparel.

And there won’t be any multicoloured exquisite hats, But… Instead a crowd of multi colored paags and embroidered chunnies!!!

So are Kate and I really that different? Simple girls from common families but with expensive taste.

One thing is for certain, Indian weddings look like a lot more fun! After the carriage ride, a long ceremony and a kiss on the balcony – what happened next couldn’t be more different from an Indian wedding. Will and Kate’s wedding reception was held at the Buckingham Palace with a reported 300 guests for a sit down dinner.  When was the last time you went to an Indian wedding with first of all 300 guests and second, with a sit down dinner?  No Desi wedding is complete without a bibi cutting in line at the buffet and the dance floor rammed with sweaty uncles acting out the lyrics of their favourite Punjabi songs with their wives.  

So thats it, a short brown perspective on a grand Wedding affair.

 ~:Milni’s Gajrela Bride aka GB:~